If you are a regular visitor to China site and especially using/downloading baidu software; your computer is likely infected with spyware and malware making your computer not safe to do online banking.
If you are in that kind of situation; it is better for you to download Spybot Search and Destroy free software which could immunize your computer from the first day you get your new computer (or newly formatted computer) to prevent your computer being 'hijacked' by spyware or malware and your banking info being 'key-logged' and sent to 'hacker' without your authority/knowledge.
For existing computer system, you can install the software to scan and clean your computer.
